Terms and Conditions
Last Updated: August 9, 2025
Agreement to Terms
These Terms and Conditions govern your use of fenorivalthus's website and consultation services. By accessing our website or using our services, you agree to be bound by these terms.
Your access and use of our services constitutes acceptance of these terms and conditions
Definitions
For the purposes of these Terms and Conditions, the following definitions apply:
- Service: Financial consultation services, analytical reviews and planning discussions provided by fenorivalthus
- Company: fenorivalthus Financial Planning Services, operating from Australia
- User: Any individual who accesses our website or engages our consultation services
- Content: All information, text, graphics and materials provided through our website and services
Use of Our Services
Your use of our financial consultation services is subject to the following conditions:
Eligibility Requirements
You must be at least 18 years of age to use our services
You must have legal capacity to enter into binding agreements
18+
User Responsibilities
As a user of our services, you agree to:
- Provide accurate and complete information during consultations
- Use our services only for lawful purposes
- Respect intellectual property rights of fenorivalthus and third parties
- Maintain confidentiality of any login credentials or account information
- Notify us immediately of any unauthorised use of your account
Prohibited Uses
You may not use our website or services for any of the following purposes:
- Any unlawful purpose or to solicit unlawful activities
- Transmitting harmful code, viruses or malicious software
- Attempting to gain unauthorised access to our systems
- Interfering with or disrupting our services or servers
- Impersonating fenorivalthus or our representatives
Intellectual Property
All content, trademarks, logos and intellectual property on this website are owned by fenorivalthus or licensed to us. Unauthorised use is prohibited.
You may not reproduce, distribute, modify or create derivative works without our written permission
Copyright Notice
All materials on this website are protected by copyright and other intellectual property laws
Privacy and Data Protection
Your privacy is important to us. Our data collection and use practices are governed by our Privacy Policy.
By using our services, you consent to data collection and use as described in our Privacy Policy
View Privacy PolicyService Disclaimers
Our services are provided "as is" without warranties of any kind, either express or implied
We disclaim all warranties including merchantability, fitness for purpose and non-infringement
Individual results may vary based on personal circumstances, market conditions and adherence to discussed strategies
Past performance does not guarantee future results
Limitation of Liability
fenorivalthus's liability is limited to the maximum extent permitted by Australian law
We shall not be liable for indirect, incidental, special, consequential or punitive damages
Some jurisdictions may not allow limitation of liability, so these limitations may not apply to you
Dispute Resolution
We are committed to resolving disputes through the following mechanisms:
Arbitration
Disputes will be resolved through binding arbitration under Australian commercial arbitration rules
Arbitration will be conducted by a single arbitrator in Melbourne, Australia
Small claims and intellectual property disputes may be resolved in appropriate courts
European Union Online Dispute Resolution
For EU residents, online dispute resolution is available through the European Commission platform:
EU Online Dispute Resolution Platform: Access EU ODR Platform
Our email address for ODR purposes: contact@fenorivalthus.com: contact@fenorivalthus.com
Termination
Either party may terminate the service relationship with reasonable notice
Upon termination, your right to use our services ceases immediately
Governing Law
Laws of Australia, specifically New South Wales
Courts of New South Wales, Australia, have exclusive jurisdiction
Changes to Terms
We reserve the right to modify these terms at any time with notice to users
Material changes will be communicated through email or website notice
Severability
If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.
Entire Agreement
These terms constitute the entire agreement between you and fenorivalthus regarding use of our services
Contact Information
For questions about these Terms and Conditions, please contact us using the information in the Contact section.
Company Name: fenorivalthus
Email: contact@fenorivalthus.com
Phone: +61 854-269-021
Address: 142 Collins Street, Melbourne VIC 3000