Terms and Conditions

Last Updated: August 9, 2025

Agreement to Terms

These Terms and Conditions govern your use of fenorivalthus's website and consultation services. By accessing our website or using our services, you agree to be bound by these terms.

Your access and use of our services constitutes acceptance of these terms and conditions

Definitions

For the purposes of these Terms and Conditions, the following definitions apply:

  • Service: Financial consultation services, analytical reviews and planning discussions provided by fenorivalthus
  • Company: fenorivalthus Financial Planning Services, operating from Australia
  • User: Any individual who accesses our website or engages our consultation services
  • Content: All information, text, graphics and materials provided through our website and services

Use of Our Services

Your use of our financial consultation services is subject to the following conditions:

Eligibility Requirements

You must be at least 18 years of age to use our services

You must have legal capacity to enter into binding agreements

18+

User Responsibilities

As a user of our services, you agree to:

  • Provide accurate and complete information during consultations
  • Use our services only for lawful purposes
  • Respect intellectual property rights of fenorivalthus and third parties
  • Maintain confidentiality of any login credentials or account information
  • Notify us immediately of any unauthorised use of your account

Prohibited Uses

You may not use our website or services for any of the following purposes:

  • Any unlawful purpose or to solicit unlawful activities
  • Transmitting harmful code, viruses or malicious software
  • Attempting to gain unauthorised access to our systems
  • Interfering with or disrupting our services or servers
  • Impersonating fenorivalthus or our representatives

Intellectual Property

All content, trademarks, logos and intellectual property on this website are owned by fenorivalthus or licensed to us. Unauthorised use is prohibited.

You may not reproduce, distribute, modify or create derivative works without our written permission

Copyright Notice

All materials on this website are protected by copyright and other intellectual property laws

Privacy and Data Protection

Your privacy is important to us. Our data collection and use practices are governed by our Privacy Policy.

By using our services, you consent to data collection and use as described in our Privacy Policy

View Privacy Policy

Service Disclaimers

Our services are provided "as is" without warranties of any kind, either express or implied

We disclaim all warranties including merchantability, fitness for purpose and non-infringement

Individual results may vary based on personal circumstances, market conditions and adherence to discussed strategies

Past performance does not guarantee future results

Limitation of Liability

fenorivalthus's liability is limited to the maximum extent permitted by Australian law

We shall not be liable for indirect, incidental, special, consequential or punitive damages

Some jurisdictions may not allow limitation of liability, so these limitations may not apply to you

Dispute Resolution

We are committed to resolving disputes through the following mechanisms:

Arbitration

Disputes will be resolved through binding arbitration under Australian commercial arbitration rules

Arbitration will be conducted by a single arbitrator in Melbourne, Australia

Small claims and intellectual property disputes may be resolved in appropriate courts

European Union Online Dispute Resolution

For EU residents, online dispute resolution is available through the European Commission platform:

EU Online Dispute Resolution Platform: Access EU ODR Platform

Our email address for ODR purposes: contact@fenorivalthus.com: contact@fenorivalthus.com

Termination

Either party may terminate the service relationship with reasonable notice

Upon termination, your right to use our services ceases immediately

Governing Law

Laws of Australia, specifically New South Wales

Courts of New South Wales, Australia, have exclusive jurisdiction

Changes to Terms

We reserve the right to modify these terms at any time with notice to users

Material changes will be communicated through email or website notice

Severability

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms constitute the entire agreement between you and fenorivalthus regarding use of our services

Contact Information

For questions about these Terms and Conditions, please contact us using the information in the Contact section.

Company Name: fenorivalthus

Email: contact@fenorivalthus.com

Phone: +61 854-269-021

Address: 142 Collins Street, Melbourne VIC 3000